ThirtyNorth Investments offers in-depth expertise in the retirement plan arena, and has provided investment management and consulting services to retirement plan sponsors since its founding. We are dedicated to improving the retirement readiness of those we serve and we are driven by the retirement crisis in the U.S., with an estimated 55% of all U.S. workers having less than $50,000 saved for retirement.*

We embrace our status as a Registered Investment Advisor, which positions us well to fulfill the requirements of pending Department of Labor regulations. Our commitment to serving as a fiduciary for all clients has long been embedded in the ThirtyNorth culture, and we enjoy the ability to render independent and objective advice. We are sensitive to the obligation of plan sponsors to manage costs while maintaining outstanding service and investment options, and endeavor to partner with the best and offer highly competitive services.

People are a company’s most important asset, and their sense of financial security is a critical measure of the health of their retirement plan. ThirtyNorth Investments’ open architecture platform for designing plans includes an expertly chosen array of investment options designed to meet the unique needs of our clients for a reasonable, transparent fee.

As pensions decline in popularity and political uncertainty continues to raise concerns regarding the future of Social Security benefits, employer retirement plan sponsors are increasingly alert to their responsibilities as fiduciaries. ThirtyNorth has stepped in to serve as an objective, independent expert that specializes in retirement plan administration and retirement readiness success.

“In a nation where 55% of all workers have less than $50,000 saved for retirement, we are driven to improving the retirement readiness of those we serve.”


The list of retirement plan services we offer includes, but is not limited to, the following:

  • Management of plan investment lineup, including customized quarterly reports
  • Periodic review of Investment Policy Statement
  • Assistance with plan design to encourage retirement readiness of participants
  • Oversight of the plan recordkeeper and third party administrator
  • Periodic in-person presentation to the plan committee in review of the plan performance
  • Consultative support for plan sponsors and owners
  • Facilitation of RFP process for the engagement of recordkeeper and/or Third Party Administrator as needed
  • Oversight of conversion process if a change in recordkeeper is made
  • Individualized investment consultations with plan participants
  • Creation and maintenance of customized investment portfolios for participants as an option on the investment platform
  • Ongoing assistance with new employee enrollment

THIN(k) Scoring Methodology

Here at ThirtyNorth we believe in the power of objective investment analysis. That’s why we evaluate investment opportunities for retirement accounts using our proprietary scoring methodology, the ThirtyNorth 401(k) Score or THIN(k).

THIN(k) scores are weighted based on the following criteria:

  • Expense Ratio
  • Manager Tenure
  • Morningstar Rating
  • Turnover Ratio
  • Risk-adjusted Returns*
  • Excess Returns*
  • Fund Flows*

*Analyzed and weighted across three or more time-frames.

THIN(k) Plan Audit – Due Diligence 

ThirtyNorth can provide support to Plan Sponsors to ensure they are fulfilling fiduciary standards and providing optimal service to plan participants. The table below outlines support services across all components of plan evaluation.

Click on the rows below to load a checklist of key questions and action steps for each component.

Plan Governance Investment Oversight Plan Success Participant Engagement & Education Vendor Selection & Monitoring

Serving as a Fiduciary

Today, plan sponsors are confronted with a myriad of decisions to be made that will impact fiduciary liability, plan investment offerings, and ultimately, participant outcomes.  As a plan sponsor, it is important to not only understand fiduciary responsibilities, but also to make informed decisions on which functions can or cannot be delegated to an advisor.

At ThirtyNorth Investments, we have the capacity to serve as an ERISA 3(21) or ERISA 3(38) plan fiduciary.  Learn More!


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