Thin(k) About Your 401(k) Plan: Volatility Is Real and Can Be Positive!
It is Thursday, June 24, 2021, and one of my favorite financial periodicals arrived in the mail today. It is dated June 21, 2021, with a cover article exclaiming that last week was the worst week of the year for the DOW with the Index…
Thoughts in Charts: My Money and Meaning
I wouldn’t call 2020 the “year of the women” – especially as I worked from a make-shift table, bouncing my toddler, while trying to angle my body to cover up the dirty laundry I forgot to move before I started the zoom call.
But…
Thin(k) About Your 401(k) Plan: Should Bitcoin Be Offered In My 401(K) Plan?
In my last post, I concluded that I do not think Bitcoin is appropriate for 401 (k) plans at this time. Today, I will share some key risks associated with Bitcoin along with a few current, compelling arguments in favor of including it…
Thin(k) About Your 401(k) Plan: What Is Bitcoin and How Does It Work?
I have to admit, I may have been bitten by the Bitcoin bug. To be clear, I have not invested in Bitcoin because I am unconvinced the words invest and Bitcoin should be used in the same sentence, yet. However, my recent readings on the…
Thoughts in Charts: Retirement Ready vs Debt Free
This week’s chart illustrates why I encourage people to consider their retirement savings with the same weight as they consider aggressively paying off debt. The idea of living debt free is so catchy and liberating, but what if it’s…
Thin(k) About Your 401(k) Plan: In-Plan Roth Conversion
The Small Business Jobs Act of 2010 modified by The American Taxpayer Relief Act of 2012 gave retirement plan sponsors the ability to offer in-plan Roth conversions. Additionally, plans that don’t currently offer the provision can add…
