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Lemonade: Who Benefits from Tax Loss Harvesting?

As the saying goes, “When life gives you lemons, make lemonade”. While the market has felt like a sour lemon lately, some are leaning into a concept of tax harvesting to make lemonade. I recently heard someone saying that the very…
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Direct Indexing: Bringing Together Money and Meaning

We are excited to announce that we are now offering Direct Indexing for our clients with over $250,000 in assets. A direct indexing strategy is a customizable portfolio that holds individual stocks but mimics the general characteristics…
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Second Quarter Market Commentary

Neither the stock market, nor the bond market, were ambiguous this quarter. The MSCI ACWI net Index, a diversified world stock index retreated -15.66% while the Bloomberg Global Aggregate index, a diversified world bond index, was down –8.26%…
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What's In Your Piggy Bank

Don’t you just love how the investment industry uses fancy lingo for everyday experiences. The word of the year is clearly “inflation”, which is just a fancy word for price increases. You used to need to define it, but today’s grocery…
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Thoughts in Charts: Time Matters

I’m not sure you could build a better chart to illustrate how important time is to risk than this one! First, let’s get oriented to what the bars represent. This chart tracks period long returns that tick forward year-by-year. For…
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Thoughts in Charts: Performance Headlines

This First Trust chart came across my desk. While the 2022 year is only through March 31, I think the preceding years paint an interesting picture. Historical performance charts like these are very hard to summarize in a headline. I tried…