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Thin(k) About Your 401(k) Plan: ESG Investing In 401(k) Plans

Some saw this as a sea change (or maybe you could say it was because of seas rising). In May 2021, President Biden signed an executive order directing “the federal government to implement policies to help safeguard the financial security…
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Thin(k) About Your 401(k) Plan: What Does It Take To Start A 401(k) Plan

I recently posted about retirement plan options for small businesses and the self-employed.  Now let’s talk about starting a 401(k) Plan as another option.  Remember, how much you want to save and your willingness to manage the complexity…

Thin(k) About Your Retirement Plan: Options For Small Business Owners And Self-Employed Workers

Not everyone has the option to save for retirement through a company sponsored plan.  So, what are the retirement saving options available to small businesses and self-employed individuals looking to retire someday with a nest egg?  Small…
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Thin(k) About Your 401(k) Plan: Should Bitcoin Be Offered In My 401(K) Plan?

In my last post, I concluded that I do not think Bitcoin is appropriate for 401 (k) plans at this time.  Today, I will share some key risks associated with Bitcoin along with a few current, compelling arguments in favor of including it…
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Thin(k) About Your 401(k) Plan: What Is Bitcoin and How Does It Work?

I have to admit, I may have been bitten by the Bitcoin bug.  To be clear, I have not invested in Bitcoin because I am unconvinced the words invest and Bitcoin should be used in the same sentence, yet.  However, my recent readings on the…
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Thoughts in Charts: Retirement Ready vs Debt Free

This week’s chart illustrates why I encourage people to consider their retirement savings with the same weight as they consider aggressively paying off debt. The idea of living debt free is so catchy and liberating, but what if it’s…