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Thoughts in Charts: How the Outlook for Bonds Differs in 2023

The bear market in bonds last year was a shock to markets and raised questions around the role of fixed income securities in portfolios. This is because, until 2021, inflation had been steadily falling for 40 years, pushing interest rates lower…
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Thin(k) About Your 401(k) Plan Congress Passes Secure 2.0 Act of 2022!

  On December 23, Congress passed and soon thereafter President Biden signed into law the latest spending bill, which included the Secure 2.0 Act of 2022.  This is good news for retirement savers.  The bill includes hundreds of…
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Thin(k) About Your 401(k) Plan - Great News! I Can Save More in 2023 - 401(k) Plan Contribution Limits

  The IRS recently announced a significant increase in the maximum amount an individual can save using a 401(k) retirement account.  In 2023, individuals will be able to save $22,500 up from $20,500 in 2022.  Those over age 50…
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Third Quarter Commentary

    If you have a long history with New Orleans, you may remember Pontchartrain Beach.  It was a popular amusement park founded and run by the Batt family from 1928 until it closed in 1983. It had rides (including an infamous…
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Thin(k) About Your 401(k) Plan - Should I Stay or Should I Go?...This Market Is Hard To Handle!

With the recent market volatility, clients have asked me whether they should “stay in the market,” “sell,” “buy more” or “change my allocation.”  In fairness, these questions come up all the time, but especially when the…
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Being Generous With Your Retirement

Americans are generous.  In fact, $471 billion was donated to charities in 2020 according to Giving USA - a 5.1% increase over the prior year.  The fact that we were in the middle of a pandemic with the related loss of jobs, and that over…