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Thin(k) About Your 401(k) Plan: Paying Plan Expenses With Plan Assets...Not So Fast!

Lagniappe, which the Society of Louisiana Certified Public Accountants publishes nine times a year, asked our Fritz Gomila about using 401(k) plan assets to pay for plan expenses.  Below is Fritz' article. Click here for link to Lagniappe. Paying…
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Thoughts in Charts: ESG for a Reasonable Fee

You might have heard that sustainable investing costs more. But as this week’s “Thoughts in Charts” shows, claiming sustainable investing costs more is becoming more and more of an outdated assertion, and that’s good news. Prior…
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Thin(k) About Your 401(k) Plan To Opt-Out or To Opt-In - 401(k) Plan Autopilot Design

Plan Sponsors are increasingly adopting automatic enrollment features for employees that flip the decision process and the results are impressive!  Vanguard’s recently release report, How America Saves 2020 indicates that as of 2019,…
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Thoughts in Charts: Watching the Output Gap

Unprecedented amounts of stimulus are entering our economy. With large amounts of money flooding the economy, shouldn’t we be worried about inflation? This week’s chart illustrates one of the reasons most economists presently consider…
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Controlling What You Can

  The need for long-term financial security is real, but sometimes financial choices are more heavily driven by pressing needs and wants along the way. If you find yourself falling short at retirement time, you may continue working…
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Thin(k) About Your 401(k) Plan: Don’t Leave Money On The Table - 401(k) Plan Matches

Many 401(k) plans sponsors offer participants a matching contribution based upon the participant’s savings.  This is a real benefit that your employer is providing to you.  But, have you taken the time to actually calculate the implication…
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Thoughts in Charts: Withdrawal Timing

The timing of your cash withdrawals matter. The U.S. Stock market has persisted upward for the last 150 years; however, this has not been without periods of dramatic downturns. Some of these downturns lasted a significant amount of time. Over…
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Money and Meaning: Measuring ESG

While "Sustainable" is a broad term, we are beginning to see established standards and metrics that help us quantify our value sets within companies and funds. For disclosures, please click here.
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Thin(k) About Your 401(k) Plan: Dig A Little Deeper - 401(k) Plan Loans

  Many 401(k) plans offer participant’s the ability to take a loan against their vested account balance.  But, do participants fully understand the implications of borrowing from themselves through their retirement account? …
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Thoughts in Charts: Retirement as a Third Act

  Retirement is a beginning, not an end.  In 1935, when Social Security established a retirement age of 65, the average American man was not expected to live past 58 years old. Now, age 65 marks the beginning of an expected 20-year…