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Thin(k) About Your 401(k) Plan - Should I Stay or Should I Go?...This Market Is Hard To Handle!

With the recent market volatility, clients have asked me whether they should “stay in the market,” “sell,” “buy more” or “change my allocation.”  In fairness, these questions come up all the time, but especially when the…
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First Quarter Commentary

Our firm’s mission, Bringing Together Money and Meaning, keeps us acutely aware of the interplay between financial markets and real, human experiences. We cannot deliver market commentary this quarter without writing about the war in the…
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Being Generous With Your Retirement

Americans are generous.  In fact, $471 billion was donated to charities in 2020 according to Giving USA - a 5.1% increase over the prior year.  The fact that we were in the middle of a pandemic with the related loss of jobs, and that over…
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Thin(k) About Your 401(k) Plan: How Will My Beneficiary(s) Receive My 401(k) Account When I Am Gone

In a 401(k) plan, you are allowed to leave the money in your account to a named beneficiary(s) upon your death.  This is a nice feature because the money goes directly to the beneficiary(s) without having to go through your estate.  But…
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Market Senioritis

Our first investment principle is “Discipline is Everything”. The words remind me of my high school English teacher, who dropped a syllabus on our desk the first day of class and explained how skipping more than one of her classes…
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Letter To Clients: Geopolitical Events and Your Investments

Dear Client, We work hard to advise our clients knowing that the financial markets are fraught with uncertainty.  As of this moment, that uncertainty has elevated a notch making it seem extremely high in relative terms.  Although the reality…
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Thoughts in Charts: When Do you Pay your Advisor's Fee?

This summer I took a trip with my best friend to Colorado to whitewater raft a few of the state’s gorgeous rivers. During the trip, our raft guide was surveying people about their careers. I of course told him I was in wealth management,…
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Thin(k) About Your 401(k) Plan: ESG Investing In 401(k) Plans

Some saw this as a sea change (or maybe you could say it was because of seas rising). In May 2021, President Biden signed an executive order directing “the federal government to implement policies to help safeguard the financial security…